I have to admit that when I first learned of The 4-Hour Workweek, I was very skeptical. Working only four hours a week? It must take a lot of money to get started, or you must have to have tons of experience. So, for awhile I didn’t bother to read the book (written by Timothy Ferriss).

But, I was browsing in my favorite bookstore last weekend and saw it sitting there on the shelf with a giant 20% off sticker attached (they were having a sale on select business books). So I bought it, and have proceeded to read it over the past few days. I was pleasantly surprised.

I know that a lot of baby boomers are looking at retiring within the next few years, and many are wondering how they’re ever going to afford the lifestyle that they’ve planned on having after they’ve reached that milestone. Some have lost pensions, others simply didn’t plan on the cost of living being as high as it is now, and others may have simply started saving for retirement too late.

While The 4-Hour Workweek seems to be aimed at mainly at 20- and 30-somethings, its principles stand for anyone who’s looking for financial and time freedom, including those approaching traditional retirement age. Unlike many books that talk about doing things to gain financial freedom, this book actually gives you a step-by-step plan for doing so, and offers resources for implementing your plan.

Everything from how to outsource (not just restricted to overseas outsourcing, it also covers outsourcing to people in the US and Canada) to exactly how to automate your life to exactly how to create the products that you’re going to sell for minimal time and financial investment.

For anyone who is wondering how they’re going to afford to retire, or who wants the benefits of retirement now, The 4-Hour Workweek is a must read.